Terms and Conditions

Effective Date: [06/01/2025]
Last Updated: [07/30/2025]

Welcome to QB Fintech!

These terms and conditions (“Terms”) govern your use of QB Fintech’s website located at https://qbfinance.tech and any associated services provided by QB Fintech, including cloud computing and business solutions (collectively, the “Services”).

By accessing or using our website or Services, you agree to be legally bound by these Terms. If you do not agree with any of these Terms, you must immediately stop using the website and Services.

Cookies

QB Fintech uses cookies to enhance user experience. By accessing our site, you consent to the use of required cookies. Some cookies are essential for website operation and do not require consent. Optional cookies, including third-party cookies, may be used for analytics, advertising, or embedded media. You can manage cookie settings in your browser or via our cookie consent tool.

Intellectual Property

Unless otherwise stated, all content, materials, and intellectual property on this website, including text, graphics, logos, software, and design elements, are owned by QB Fintech and/or its licensors and are protected under copyright, trademark, and other applicable laws.

You may not:

• Republish, reproduce, or redistribute any content without prior written consent.

• Sell, rent, sublicense, or commercially exploit any material from QB Fintech.

• Modify or create derivative works from QB Fintech content.

Services

QB Fintech provides business-to-business cloud infrastructure, SaaS, and technology consulting services. We may update, modify, suspend, or discontinue our Services (in part or whole) at any time, with or without notice.

Access to Services is not guaranteed and may be subject to capacity limits, maintenance, technical failures, or suspension due to policy violations or overdue payments.

Account Registration

To use certain Services, you must register for an account by providing complete and accurate information. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under it. QB Fintech reserves the right to suspend or terminate accounts that provide false information or violate these Terms.

Billing and Payments

All payments for Services will appear on your billing statement under our DBA name: QB Fintech. By subscribing to our Services, you authorize QB Fintech to charge your designated payment method for applicable fees.

You agree to pay all fees in accordance with the pricing and payment terms in effect at the time they are incurred. Failure to make timely payments may result in account suspension, late fees, or service termination.

Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not use the Services to:

• Violate any applicable laws or regulations.

• Upload or distribute malware or malicious code.

• Infringe on intellectual property or privacy rights.

• Engage in unauthorized access or data harvesting.

• Disrupt, damage, or interfere with system functionality or user experience.

QB Fintech reserves the right to monitor usage and remove or disable access to users who violate this policy.

Privacy

Our collection and use of personal data is governed by our Privacy Policy, which explains how we collect, process, store, and protect your information. By using our Services, you agree to the terms of the Privacy Policy.

Third-Party Services

Our website or Services may integrate or link to third-party content, tools, or services. QB Fintech does not control or endorse these third-party services and is not responsible for their content, availability, or data handling practices. Your use of such services is at your own risk and subject to the terms of the respective third parties.

Data Security

We implement commercially reasonable safeguards to protect your data. However, no method of electronic transmission or storage is 100% secure. You acknowledge and accept that we cannot guarantee absolute data security and that you use our Services at your own risk.

Limitation of Liability

To the maximum extent permitted by law, QB Fintech shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including loss of revenue, profits, or data, arising out of or in connection with your use of the Services, even if we were advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless QB Fintech, its affiliates, officers, directors, employees, and agents from and against any claims, damages, liabilities, losses, costs, or expenses (including attorney’s fees) arising out of or related to your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

Termination

QB Fintech may, in its sole discretion, suspend or terminate your access to the Services at any time, with or without notice, including for breach of these Terms. Upon termination, your rights to use the Services will cease immediately, and any outstanding payment obligations remain due.

Changes to Terms

We reserve the right to revise these Terms at any time. Updated versions will be posted to our website with a revised "Last Updated" date. Continued use of the Services after any changes constitutes your acceptance of the revised Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of Wyoming, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved exclusively through binding arbitration or courts located in Wyoming, unless otherwise required by law.

Entire Agreement

These Terms constitute the entire agreement between you and QB Fintech concerning the use of our Services and supersede all prior agreements or understandings, whether written or oral.

Contact Us

For questions or concerns regarding these Terms, please contact us at:
Email: info@nexumcloud.co.site
Website: https://qbfinance.tech